FDIC-Insured - Backed by the full faith and credit of the U.S. Government
History
Since 1890, Ciera Bank has been a steady partner for the people and businesses of North Texas. We started with a simple idea: banking should be personal, reliable, and built on trust. More than a century later, that idea is still our foundation.
We’ve grown alongside our community through economic shifts, new technology and changing customer needs, but our focus has stayed the same: real relationships, real service, real commitment to the people we serve.
Explore more of our story below and see what has shaped Ciera Bank into the institution North Texas trusts today.
Who is Ciera Bank?
Ciera Bank is a long-standing Texas institution built on one idea: our clients’ success is our success. Here, customers aren’t transactions — they’re neighbors and the reason we do what we do.
This understanding shapes every relationship we build. We’re progressive, agile, and not afraid of a challenge. We exist to be a partner in your success.
We lend like we live here — because we do.
Built on a Solid Foundation
Ciera Bank is a state-chartered, full-service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, we've come full circle — uniting our branches as one team, with one mission.
Ciera Bank provides checking, savings, and loans to personal and business clients alike, with business loan services extending to commercial, real estate, healthcare, and oil and gas industries. Today, Ciera operates eight branches: Fort Worth, Denton, Flower Mound, Aubrey, Aledo, Bryson, Burleson, and of course, Graham.
A Commitment to Community Service
A community bank without a commitment to the community is just another bank. That’s why giving back isn't an extra at Ciera — we consider it part of the job. You'll see it in our people and at every branch, whether we’re helping a local business, sponsoring a neighborhood event, or supporting a civic group down the street.
We’re proud to help our communities thrive, and we plan to keep at it as long as there’s a North Texas to serve. That’s the Ciera way.